The following information was posted by Mandeep Janda on
the Miva Merchant Users List. It will help you identify the issuing bank for any
given credit card number and provide you with contact information to verify the
authenticity of the credit card holder's identity. We have to hand it to him... this
guy tracked down some seriously useful information.
VISA Merchant Verification
Service -- 800-847-2750 -- AUTOMATED
Option 1, Address Verification: enter in the numeric portion of the street address and zip
code and credit card number and it will tell you if there is a match.
Option 2, Issuing Bank Phone Numbers: enter the credit card number and it will provide you
with the 800# for Issuing bank, and you can call and verify the name on the account.
VISA INTERNATIONAL Address
Verification -- 800-228-1122
Master Card Assist
Provides you with phone number for bin range, Press 2 if you are a merchant. Press 1 for
English, (then) Press 2 for a merchant
Discover Address Verification
- 800-347-7988 -- AUTOMATED
(You will need your Merchant Number). It only verifies a card member's address. It
does not provide any other information.
American Express Address
Verifications -- 800-528-2121
Option 3 allows you to verify name and address.
Is the shipping address the same as the billing address? If
yes, I would probably go ahead with the order unless it's extremely way above normal.
If it's being shipped elsewhere, be very careful. Did the client ask for the
drivers license or did the customer just send it?